Privacy-first agentic neobank · On-chain · Automatic paycheck allocation

The Privacy FirstNeobank.

Preo is the privacy-first neobank that allocates your paycheck automatically. Receive stablecoin payroll and route it into private, user-defined categories. Your employer can’t see your investments. Your landlord can’t see your salary. Everyone else sees nothing.

See the privacy demo Build a payroll policy

Incoming salary2,500.00USDC

Private

Rent875.00 USDC

Emergency Fund625.00 USDC

Portfolio625.00 USDC

Spending375.00 USDC

SettlementPrivate on Canton

Your salary is nobody’s business. Not even ours.

The traditional model puts a company between you and your money and asks you to trust it. Preo replaces trust with verification.

Your employer sees everything

Traditional payroll routes through whoever signs your check. Your raises, your savings, the accounts your money touches: all visible upstream.

Your bank sees your strategy

Move money to invest and a custodian logs it. Your allocation becomes someone else's data to mine, sell, or leak.

You trust a black box

You're told your money is private. You can't verify it. Privacy becomes a line in a terms-of-service page instead of a property of the system.

Private by construction.

Preo models salary as private multi-party state on Canton. Privacy is a property of the system, not a setting you toggle.

Salary is a private contract

Each paycheck is a Canton contract only you and your agent can read. Your employer gets a receipt, never the breakdown.

CantonPrivate ledger ↗

You approve sensitive moves

New recipients, large transfers, and investments pause for your signature before the agent acts on them.

PolicyOn-chain rules ↗

Verify without exposing

Every party sees only the contracts they're a stakeholder in. Anyone can verify the system; no one can see your slice.

ProofZero-leak ↗

One policy. Every paycheck allocated, privately.

Set your split once. The agent allocates each paycheck, then every balance stays private on Canton.

Onboard via Dynamic and Blink

OnboardingReady

Connected

Dynamic identityVerified

Blink payment railActive

Wallet address0x···4f2a

Get paid in stablecoins

Your employer sends USDC payroll into your private Preo account. No intermediary sees the amount.

Incoming salary2,500.00USDC

Private

SourceEmployer · USDC

Set your split once

Define categories (rent, savings, investing) as percentages that always add up to 100%.

Your split100%

Set once

Rent35%

Emergency Fund25%

Portfolio25%

Spending15%

The agent allocates each paycheck

On every deposit it routes funds by your policy and pauses for approval before anything sensitive.

Agent allocation2,500.00USDC

Allocated

Rent875.00 USDC

Emergency Fund625.00 USDC

Portfolio625.00 USDC

Spending375.00 USDC

Balances stay private on Canton

Employers, recipients, and other users each see only their slice. No one ever sees the whole.

Visibility on CantonPrivate

Zero-leak

You + your agentFull ledger

EmployerReceipt only

Landlord / recipientTheir payment

Everyone elseNothing